
Overview
Arab Financial Services (AFS) was formed in 1984 to provide payment products, services and expertise to banks and merchant groups and deliver customized payment solutions in an increasingly divergent, disruptive, and dynamic payment ecosystem.
A key to the growing and continued success of the company is an executive team determined to invest in the most up-to-date, cutting-edge technologies. AFS is owned by a total of 37 banks and financial institutions and serves over 60 clients in more than 20 countries across MEA.
Today, AFS is the region s leading digital payment solutions provider and fintech enabler, regulated by the Central Bank of Bahrain and the Central Bank of Egypt and Licensed by the Central Bank of UAE. AFS s innovative approach to the provision of financial services is evidenced by a series of pioneering payment services that cover debit, credit, and Islamic card processing, merchant acquiring, fintech, open banking, digital banking and a suite of state-of-the-art value-added services. Providing the highest quality payments solutions that are trusted by businesses, AFS has offices and data centers in the Kingdom of Bahrain, Arab Republic of Egypt, Sultanate of Oman, and the United Arab Emirates.
The emphasis that AFS places on innovation has positioned the company as a driving market force, delivering a rich portfolio of payment solutions including an open banking hub, popular digital mobile wallets, customer orientated Merchant Acquiring services; Bahrain s leading digital payroll solution, global contact centers and much more.
Trusted by businesses across the region AFS has been recognized as the Best Regional Digital Business Pioneer MENA 2024 by Business Tabloid, Most Innovative Payment Solutions Provider 2024″ by MEA Finance, Digital Payments Solutions of the Year for Businesses Egypt 2024 by International Business Magazine, Best Digital Payment Solutions Provider in Bahrain, Oman, and Egypt 2024 by Global Business Magazine, and Best Regional Digital Business Pioneer MENA – 2024 by the Powerlist.
Management

Sael Al Waary
Chairman

Samer Soliman
Chief Executive Officer

Ebrahim Jassim
Advisor to CEO

Ghassan Mardini
Chief Operating Officer

Charles Gill
Chief Transformation & Commercial Officer

Abdelmaguid Afifi
Chief Financial Officer

Amira Ismail
Head of Acquiring Bahrain

Ganesh Patil
Head of Risk Management

Asif Meghani
Head of Internal Audit

Kavita Nair
Head of Legal

Adel AlMahmood
Head of Compliance and MLRO

Khadija Ebrahim
Head of Human Resources
Product & Services
Who’s Who

Samer Soliman
Chief Executive Officer Arab Financial Services (AFS) Read More
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