ARAB FINANCIAL SERVICES CO. Open Now

Arab Financial Services (AFS) was formed in 1984 to provide payment products, services and expertise to banks and merchant groups and deliver
customized payment solutions in an increasingly divergent, disruptive, and dynamic payment ecosystem.
A key to the growing and continued success of the company is an executive team determined to invest in the most up-to-date, cutting-edge technologies. AFS is owned by a total of 37 banks and financial institutions and serves over 60
clients in more than 20 countries across MEA.
Today, AFS is the region’s leading digital payment solutions provider and fintech enabler, regulated by the Central Bank of Bahrain and the Central Bank
of Egypt and Licensed by the Central Bank of UAE. AFS’s innovative approach to the provision of financial services is evidenced by a series of pioneering
payment services that cover debit, credit, and Islamic card processing, merchant acquiring, fintech, open banking, digital banking and a suite of state-of-the-art
value-added services. Providing the highest quality payments solutions that are trusted by businesses, AFS has offices and data centers in the Kingdom
of Bahrain, Arab Republic of Egypt, Sultanate of Oman, and the United Arab Emirates.
The emphasis that AFS places on innovation has positioned the company as a driving market force, delivering a rich portfolio of payment solutions including an open banking hub, popular digital
mobile wallets, and customer orientated Merchant Acquiring services; Bahrain’s leading digital payroll solution, global contact centers and much more.
Trusted by businesses across the region, AFS is a 2025 multi-award winner, including Best Payment Technology Provider in Bahrain, Oman and Egypt (Global Business Magazine), Digital Solutions Provider of the Year –
MENA (World Economic Magazine), and Innovative Digital Payments Solution Provider – MENA (Gazet International Awards)